Policy confusing? Ask Poli.
Will insurance pay for a hotel while my house is repaired?
If your home isn't livable, the policy may help pay for a hotel or rental — up to a set dollar amount and for a set length of time.
See what your own policy says in about a minute.
Free · no account · nothing stored. Poli quotes the exact wording.
What filed forms generally say
While the house can't be lived in, most policies help pay the extra costs of living somewhere else so your family can carry on more or less normally.
That help usually lasts only as long as it reasonably takes to repair the home or move — not automatically until the last repair is finished.
It pays the extra, not everything: your mortgage and your usual grocery bill were costs you already had.
Why your policy can still say something else
How much it pays and for how long is written into your own policy — sometimes as a dollar amount, sometimes as a share of what your house is insured for.
Clauses to look for in your own document
- Coverage D — Loss of Use
- Additional Living Expense
- Fair Rental Value
Policies differ. Upload yours and Poli will show you the actual clause.
Free · no account · nothing stored.
More questions
PoliSays explains document wording. It is not an insurer, broker, or law firm, and nothing here is advice.